

Quick & Easy Process
Contact Us Tell Your Story Get Funding
Contact Us Tell Your Story Get Funding
Capital to Stabilize & Grow
Whether you're dealing with slow payments, seasonal fluctuations, or looking for capital to scale, Ready to Fund can help you bridge the financial gaps in your business.
Payroll Funding $15K-$250K
Optimized for helping businesses solve urgent, short-term challenges for payroll and more.
Line of Credit up to $300K
Ideal for businesses unable to secure a credit line through traditional lenders.
- Fast, easy process
- Simple terms
- No credit check
- No collateral
"We are deeply grateful for Ready’s role in our journey and confidently recommend their services to any business in search of a reliable financial partner."
- Lynne, Business Owner
FAQs
Can I use the funds for something other than payroll?
Our capital can be used for any reasonable business need – not just payroll. Many of our clients use the funding for: marketing, expansion, equipment, supplier discounts, and more.
How quickly can my company get funded?
With financial documents in hand, we will conduct a brief interview with you and your team. Get a decision in minutes, then Ready will wire the funds within hours if you’re approved.
What is the process to receive funding?
- Contact Us: Use our simple online form or you can reach us at 347-766-8563 or info@readytofund.com. No credit check and no exhausting application process.
- Tell Your Story: We want to hear your story. To start, we’ll request a few standard financial documents (P&L, bank statements, tax returns, etc.) so we can get a clear picture of your business. After reviewing your documents, we’ll reach out to learn about any specific nuances, answer your questions, and determine if our funding solutions are a good fit for your unique situation.
- Get Funding: If we’re a good fit, we’ll quickly disburse the capital to you or directly to your PEO. Our mission is to help you thrive and focus on what matters most—running your business.
What financial reports are required for underwriting?
We will ask for a few standard business financial documents, including:
- Bank statements
- Tax returns (last 2-3 years)
- End of Year P&L and Balance Sheet
- Payroll invoices from PEO or payroll provider
- Aging AR
Will Ready run a credit report on me or my business?
No. We will not run credit reports on you or your business.
Can I have the funds wired directly to my PEO?
Yes, if you're seeking funding to cover payroll and your PEO allows you to do so. Wiring funds directly to your PEO can often eliminate transaction processing time so that your employees can be paid on time.
How is the funding amount determined?
Typically, Ready will analyze a company’s financial needs and fund an amount anywhere from a recent payroll invoice amount to a multiple thereof.
Can I obtain additional funding once I’ve paid it off?
Yes. If you maintain a solid payment history with Ready you can ask for additional funds. We understand that your business will continue to have unexpected turns that require a reliable source of capital - Ready is here to help you grow.
